Map Awareness - Finviz

Expose yourself to not only what you know now, but to the entire world!

With the single click of a button, you are now connected to the entire globe!  You now have full, complete map awareness of what is going on.  This is simply what all the other ETFs look like.  Yes, I've emphasized the importance and ease of use with Vanguard but there are others competing on the market as well.  Long story short, you can see what's doing good and what to stay away from.  Is Vanguard the best out there with the greatest gains ever!  Of course not, but it comes close with low fees and good returns.  The good news is you can actually see who's doing the best out there!  No, you're not going to be overwhelmed with boring information and hard math problems.  Finviz makes it very easy to follow with it's color coordinated charts.  No more complicated pieces of garbage.

Long story short, you only have one tool under your belt that actually works: Buy low, sell high.  What the hell does that mean!  What you need is foresight.  You need to have the guts to invest what the market will be 5 years down the road.  This is not a get rich quick scheme.  By reading and carefully analyzing what will be the next Apple, you have to select the right company and put your pennies into it.  For most of us, we have absolutely no idea and obviously need help from gurus.  You might miss a lot of the winners, but don't miss all of them.  This is why ETFs and mutual funds are so important, because they track a laundry list of different assets.  This leads us to international stocks!  Not only international stocks have been doing quite well lately; but they're pretty much half the price of American stocks.  Yes, people are seeing value in investing in other countries because it's much cheaper than USA.  Are we not off shoring our jobs to other countries?  People like cheap!  Yes, they kill each other and are at each other throats all the time in the name of being cheap and stingy!  To capitalize on this global activity all you have to do is invest in international ETFs and mutual funds.  VEA, VWO, and VGK are all great places to start.  You'll have a wide range of exposure of Asia, Europe, and even Canada at unbeatable low prices.  According to the data, things have definitely been growing and building up momentum!  Yes, buying on momentum and when things are going up is an actual strategy some of the pros use.

This is not a get rich quick scheme, but at least now you have a greater awareness of what is going on in the world and a bigger pool of diversification for investments.  I feel excited!  I love exploring new things!  You never want to be bogged down by the same, boring old stuff.  The only thing that ever remains constant in the universe is change.  Well, tomorrow is the start of another one of my work weeks!  I know I will have to push and keep pushing until the weekend.  I know business is not easy.  I know what it is like to sweat.  I know what it is like to work in the rain.  I know what it is like to work in the snow.  I know what it is like to work in the heat.  I also know what it is like to be fat and lazy.  Good luck everyone!

Thank you for reading.  I hope you come back soon!                            

Diversify, Diversify, and Diversify

Well, just as I was saying to invest in the technology sector of the economy, it goes bust as in the whole mess dropped down 2.77% or about -$4.10 for everyone one of your shares in information technology.  The other sectors did fine and managed to survive, but the technology sector had a really bad day.  For opportunists, it's a great time to buy now as there's an obvious reduction of prices.  Is it life changing?  Nope, not at all; it's just another day in the office.  I'm very use to prices drop in the stock market due to my frequent exposure for such a long time.  I'm 32 years old now, so I've seen quite a lot of craziness happen already.  Ups and down don't move me as much as I've evolved to be less emotional and more reasonable about my wins and loses.  Being able to handle and deal with your loses is much more important of a skill than knowing what to do when you do make bank.  Once in a while, you'll win, but a lot of times the world is full of losers.  It's like playing the lottery.  Success and wins comes through practice and patience.  It's much harder to win than to lose all the time.  In any event, we always want more wins than loses.  There's no way anyone can time the market or predict what's going to happen with stocks.  We are reduced and watered down to diversifying!  Diversity is the key to survival in the stock market.

 Sometimes you just have to let go and aim higher.  You have to reach for the stars.  You have to takes risks.  Making baby moves and trying to minimize risk all the day will only result in small wins.  People are more impressed with something more life changing and revolutionary, like a new home.  Even I'm stuck making baby moves and taking in small wins here and there.  Let me tell you something, no one is impressed.  When you put your big boy pants on, then someone will turn their head and pay attention.  You have to be good at what you do.  You have to accomplish something big.  No one is impressed with a small, one bedroom apartment in the middle of nowhere.  It takes initiation and guts to get to the next level.  You have to have balls.  You can't just be like the everyone else.

As you can see, I have a lot of growing up to do.  I am here to learn from the greats.  I am here to experience and try new things.  I'm not paralyzed by fear or failure.  Respecting other peoples' time and networking is also vital to any business or lasting relationship that you can't just hide from.  Getting people together has never been my thing in life, but I know it's fundamental to the well being of any functional organization or just basic human survival.    

What to Do with $10,000!?

We are here on this day to discuss how I have $10,000 just floating around, so what should I do with it?  If you had $10,000 how would you make the best of it?  Would you just obsess over it?  What are the best options?  From personal experience and how people live, I would definitely to play keep away immediately!  Human beings are fundamentally flawed and money just magnifies it when left unmanaged.  Sorry folks but paying for overpriced college degrees hasn't helped much in alleviating the pain of economic troubles, and young adults are still moving back in their parent's home.  Starting your own business and/or real estate is awesome, but what if you just can't?  Well, the next best thing to do is invest!  Long story short, it's Vanguard who remains one of the very view who has the potential to ultimately save your ass from financial meltdown.  No, it's not that brand new car; it's not that shiny piece of paper hanging up on your wall; it's Vanguard!  My confidence and conviction in Vanguard is off the charts!  These guys definitely know what the hell they are doing and should be paid a pretty penny for it.  

So what to invest in is the next big question.  Step one, you need to specialize in one particular area.  Being a jack of all trades or a well rounded individual will only land you a job as a barista at a local Starbucks.  A perfect example is Michael Jordan.  He is only well known for his basketball career, period.  Although he tried many other things like baseball, he failed miserably on a professional level. Long story short, you have to stick to one major.  What you specialize in naturally becomes your main source of income down the road.  Look, I really don't want to be poor.  I know the feeling of working a job you hate.  I know the feeling of having to get out of bed for something you give zero shits about but you do it anyways because that is what your paycheck entails what you have to do.  I know what it feels like to have to drive somewhere you hate.  I know much about the disgust people hide who work retail jobs.  There's a whole lot of hate harbored inside, and I just want to reduce the level of toxicity in the world by enlightening not only myself but others to spend their time and money more wisely on things that they can actually do that'll impact their life in a more positive manner.  

Of the 11 different sectors and specialties offered by Vanguard, ideally I would major in information technology.  As you can see from the chart about, it has the highest growth potential out of all the other options.  The numbers do not lie but people do.  Information technology encompasses all the hardcore nerdy aspects of business, including Google, Apple, IBM, Facebook, Microsoft, Cisco, etc.  Investing in things like artificial intelligence is just perfect for someone like me.  Earning money is a cold, calculating system.  I want the brains of the operation.  Be ruthless!  Although I do not discredit any of the other sectors, I just want the quickest and shortest path to victory.  I've wasted enough time exploring and just want to go straight to the goal.  With the greatest amount of risk, there is also the greatest amount of return.

Thank you for reading!  I hope you learned something from my mistakes.  Until next time!    

               

Having an Impact on the World

Well, it's clear to me that I need to be worth a damn if anyone out there is ever going to take me serious or be interested in my content to the point that I would have a large, actively involved audience who'd be more than interested in seeing me because I have some value to offer.  Feeling useless or not knowing what you want to do or be is not something you want in life.  You always want know what you want to do or not to do.  I need to set goals and standards as a way to feel more like a productive, evolving human being.  No, it's not fun being stuck in the process of growing and change.  Taking risk and learning from your mistakes is all apart of learning and growing.  Without pain, there's no gain.  Your comfort zone is going to be one of your biggest enemies ever.  Just don't be lazy.

In any event, if I can turn a homeless person into a hardworking, productive individual I would be happy.  If I can turn a middle class hard working man who's trapped in the rat race into someone  who can make sufficient passive income without having to work so hard, I'd also be happy.  Hard working or not, the end goal always leads to money.  Basically, we  still live in  times of the ancient Babylonian magic money slave system.  To counteract such a powerful method of mass, incarcerated slavery, we have coinbase.  It's basically where you can buy/see alternative forms of currency beyond what we are use to like the US dollar.  It's a fundamental that people will try to short sell all day long using this platform - buy low/sell high.  But did you do it?  Of course not, it's too late in the game.  Would you buy Litecoin at $28 a pop?  You probably think that's crazy, so you'd never do anything.  Have you been an early investor of Bitcoin, you'd be a millionaire by now.  But does anyone you know ever take that risk!?  At $20 a share, did anyone believe in Google, Apple, Amazon, Tesla, etc.? If you put the effort into investing in those particular companies in their time of need and uncertainty; you'd be rich right now, not having to work that job you hate and have the money to buy a home for yourself!  Did you do it!?  Did you put in the effort to do what was necessary in such a time of risk!  If you did congratulations!  For the rest of us, we have Vanguard mutual funds and ETFs.
       

Invite a friend who buys or sells $100 of digital currency or more, and you'll both earn $10 of free bitcoin!

So you find yourself late in the game, right?  Amazon and Google is approaching $1000 share.  Facebook and Apple are $150 or so.  I mean, how in the hell are you going to catch up to these cooperate giants taking over the world as we speak!?  We have Vanguard to thank for all that.  I have put thousands of dollars inside my Vanguard just so I can stay afloat.  What I'm trying to say is you don't want to trade your time for money.  If you don't own and run your own business, the next best thing to do is invest!  Owning your own business and investing trump trading your time for money. 

I provide nothing of any greater advice that has the capacity that can change the course of your history and have an actual, positive impact to someone else other than to invest in Vanguard funds. With the national student loan debt approaching $2 trillion, the average student is not making the cut. The educational system is just not working anymore.  In fact, it's broken.  Something is very wrong.  Someone is lying.  Some money making marketing machine is dispensing very harmful information to lure kids to buy a product that sucks.  Having student loans grossing $80,000+ is not an easy task to pay back if you're only going to make about $50,000 a year on average!  Even if you lived in your parent's basement, you'd still have a hard time pulling it off.  Invest early and often.  Spend your money on index funds instead of a new car.  You don't want to be working forever.  You don't want to be stuck in a dead end job.  I'm not against the idea of materialism, but I am strongly opposed to slaving your life away at a job you hate.  Only 1% of the population will ever find a job they like!  Just make sure you're apart of that 1%!    

Thank you for stopping by and reading my content, which I have created from my own two hands.
I appreciate your company.  Until next time!